
Rajottam Ganguly
Founder & CEO
- Founded Kuber Microfinance (alongside Muhammad Yunus’s Nobel winning team) in 2013 and Noya Enterprises in 2019
- Fundraised ~$3 million in microfinance and real estate investments to date
- Extensive investment management and business strategy experience across Asia and the US
- Investment Intern at The Capital Group Singapore, the world’s largest active mutual fund
- Analyst at Clearpath, a long-only hedge fund in the USA
- Head of International Business at Biorad Medisys, a PE funded startup in India
- 10 years of service as an officer in the army and a strategic government advisor
- ’18 MBA graduate from Columbia University

Mariam Fakhroo
Chief Financial Officer
- Cofounded Noya Enterprises in 2019
- 5 years corporate finance, investment banking and fund management experience in Qatar and New York
- Associate at QNB Capital, the largest Qatari investment bank
- Analyst at Flat Rock Global, an NYC alternative asset manager
- 2 years of experience in global consulting at Bain & Co.
- ’18 MBA graduate from Columbia University

Raeesh Ali
Director of Microfinance
- Operated a Mumbai-based microfinance company in 2014, rotating ~$1.2 million over a span of 5 years
- The fund generated 36% annual ROI for the last two years, even after factoring the impact of COVID-19
- Extensive experience within the real estate space, generating profits of ~$500,000 via investments in prime locations across Mumbai in 2019-2020
- Founded a restaurant chain across multiple locations in Mumbai in 2019, and achieved exit via sale to a large conglomerate, realizing $800,000 in profit
- MBA graduate with a specialization in Operations Management from Welingkar Institute of Management

Nikhil Shrikhande
Export/Import Associate
- Joined Noya Enterprises in 2020, and assisted with setting up export / import activities; established key relationships with global agro suppliers and producers
- Business development and strategy experience in global trading
- Business Development Associate at Abhi-Marine Pvt. Ltd., a defense and marine machinery spare parts trading company
- Recognized for executing the company’s largest global trade deal in 2018
- Postgraduate diploma from Indian School of Design and Innovation, specializing in Business Strategy Design
- Bachelor’s degree in Mechanical Engineering from Mumbai University

Vivekanand Padwal
Operations Associate
- Joined Kuber Finance in 2019, and leads the microfinance deployment and collection strategy and operations
- Extensive microfinance operations experience as Collections Officer at Bhimashankar Chits, an Indian private limited fund
- Bachelor’s degree in Commerce from the University of Pune