Rajottam Ganguly

Founder & CEO

  • Founded Kuber Microfinance (alongside Muhammad Yunus’s Nobel winning team) in 2013 and Noya Enterprises in 2019
  • Fundraised ~$3 million in microfinance and real estate investments to date
  • Extensive investment management and business strategy experience across Asia and the US
    • Investment Intern at The Capital Group Singapore, the world’s largest active mutual fund
    • Analyst at Clearpath, a long-only hedge fund in the USA
    • Head of International Business at Biorad Medisys, a PE funded startup in India
  • 10 years of service as an officer in the army and a strategic government advisor
  • ’18 MBA graduate from Columbia University

Mariam Fakhroo

Chief Financial Officer

  • Cofounded Noya Enterprises in 2019
  • 5 years corporate finance, investment banking and fund management experience in Qatar and New York
    • Associate at QNB Capital, the largest Qatari investment bank
    • Analyst at Flat Rock Global, an NYC alternative asset manager
  • 2 years of experience in global consulting at Bain & Co.
  • ’18 MBA graduate from Columbia University


Raeesh Ali

Director of Microfinance

  • Operated a Mumbai-based microfinance company in 2014, rotating ~$1.2 million over a span of 5 years
    • The fund generated 36% annual ROI for the last two years, even after factoring the impact of COVID-19
  • Extensive experience within the real estate space, generating profits of ~$500,000 via investments in prime locations across Mumbai in 2019-2020
  • Founded a restaurant chain across multiple locations in Mumbai in 2019, and achieved exit via sale to a large conglomerate, realizing $800,000 in profit
  • MBA graduate with a specialization in Operations Management from Welingkar Institute of Management


Nikhil Shrikhande

Export/Import Associate

  • Joined Noya Enterprises in 2020, and assisted with setting up export / import activities; established key relationships with global agro suppliers and producers
  • Business development and strategy experience in global trading
    • Business Development Associate at Abhi-Marine Pvt. Ltd., a defense and marine machinery spare parts trading company
    • Recognized for executing the company’s largest global trade deal in 2018
  • Postgraduate diploma from Indian School of Design and Innovation, specializing in Business Strategy Design
  • Bachelor’s degree in Mechanical Engineering from Mumbai University


Vivekanand Padwal

Operations Associate

  • Joined Kuber Finance in 2019, and leads the microfinance deployment and collection strategy and operations
  • Extensive microfinance operations experience as Collections Officer at Bhimashankar Chits, an Indian private limited fund
  • Bachelor’s degree in Commerce from the University of Pune